Frequently Asked Questions

  • First-time borrowers are granted between $30,000 to $150,000.
  • Return customers can get up to $800,000.

  • ID
  • TRN
  • Proof of Address
  • 3 Payslips
  • Job Letter 
  • 3 references

Your credit score is a major factor in determining whether PPF will approve your loan application, since credit is an indication of your ability to responsibly repay the loan. There are different credit scoring models, but most have a range of scores from 300 – 850. The higher the number, the more creditworthy you appear. If possible, check your credit report before applying. You are entitled to receive a free copy of your credit report from the three major credit reporting bureaus once every 12 months (they may charge a fee to provide your credit score). Dispute any inaccuracies in your credit report to ensure the most accurate representation of your creditworthiness.

Depending on your credit score and other factors, the interest rate may impact your decision to borrow. Our interest rate is competitive with our competitors.

Yes. We charge a Processing Fee on the loan

PPF may allow a cosigner on a loan, which could help an applicant get approved for the loan. With a cosigner, if something happens and you are unable to make payments, the cosigner can be held responsible for repayment of the loan.

  • Personal
  • Business
  • Insurance Premium Financing 


Customers are given a maximum of 12 months to repay.

Processing time is between 24/48 hours.

We currently have one (1) branch which is located in Kingston.

You may apply online via any of the following: Website, WhatsApp number or you may visit us at Suite # 14 PCAL Professional Suites 67 Old Hope Road.


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