PPF Personal Loans are available to private and public sector employees who have been permanently employed for at least six (6) months. Loans are approved in three days and are repaid through salary deduction or automatic clearing house (ACH) via BNS and Standing Order.
PPF Personal Loans are offered mainly for:
- Home Improvements
- Medical Expenses
- Payment of utility bills
- Loan Consolidation
Loan amounts range between J$20,000 and J$500,000, and the repayment terms range between one (1) month and twelve (12) months.
Applicant Requirements:
- Valid ID & TRN
- Proof of home address in the applicant’s name (2 utility bills from 2
- different companies.)
- 2 Passport-sized pictures
- 2 written character references (with contact information) from ANY of the following:
- Minister of Religion or Justice of the Peace
- Principal /Teacher/Lecturer
- Superintendent of Police
- Professional – Doctor, Lawyer, Chartered Accountant, Dentist
- Bank Manager
- Employer – Supervisor or higher
Guarantor Requirements:
- TRN
- Photo ID
- Payslips for the last three (3) months
- Proof of address (recent utility bills from at least two separate companies)
- Must be currently employed for at least one (1) year with a recognizable
- Company that does salary deductions
Conditions Apply